Terms and conditions for subscription planning

Please read these terms carefully before using our website or subscribing to our planning service. By accessing this site, you agree to comply with these conditions.

September 14, 2025

Acceptance of terms

By using our site or subscribing, you agree to these terms and any policies referenced herein. If you disagree, please do not use the service.

Definitions

The following terms apply throughout these conditions:

• "Service" refers to our subscription-based planning offering.
• "User" means anyone who accesses our website or subscribes to our service.
• "Advisor" means any member of our team providing consultations or guidance.
• "Content" includes text, images, and materials on the site.

Using our service

You may use the service for lawful purposes only. All advice is general in nature and not tailored to specific personal situations.

Eligibility

You must be a resident of Canada and at least 18 years of age to subscribe. Proof of residency or age may be required.

Service not available to minors.

User responsibilities

You are responsible for providing accurate information and using the service appropriately.

• Keep your account and contact details current.
• Use the service for personal planning only.
• Respect our team, site, and intellectual property.
• Comply with all applicable laws and regulations.

Prohibited uses

Users may not misuse this site or service.

• No unauthorized commercial use or resale of content.
• No use of this site for illegal or harmful purposes.
• No infringement of intellectual property rights.
• No posting of misleading or fraudulent information.
• No attempts to disrupt site operations or security.

Intellectual property

All content and materials on this website are owned or licensed by cylenoravio and protected by Canadian copyright and trademark laws. Unauthorized use is prohibited.

User content

You may submit feedback or questions but remain responsible for your submissions, which must comply with these terms.

Privacy and data use

Your information is handled in accordance with our Privacy Policy. We take privacy seriously and safeguard your data as outlined in our policy. View Privacy Policy

Disclaimer of warranties and results

All information and services are provided "as is" without warranty. Results may vary depending on individual circumstances.

Limitation of liability

We are not liable for damages arising from your use of this site or service, except as required by law.

Indemnification

You agree to indemnify us against losses from your misuse of the site or service.

Dispute resolution process

Disputes will be resolved in accordance with Canadian law and through good-faith negotiation first.

Governing law and jurisdiction

These terms are governed by the laws of Canada. Disputes will be subject to Canadian jurisdiction.

Termination

We may suspend or terminate your access for breach of these terms or unlawful use of the service.

Modifications

We reserve the right to update these terms at any time. Continued use means acceptance of changes.

Severability

If any part of these terms is invalid, the rest remains in effect.

Entire agreement

These terms and incorporated policies constitute the full agreement between you and cylenoravio.

Contact for legal questions

For questions about these terms, contact our team below.